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Sunday, July 21, 2019

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Vitter urges FEMA to enforce flood insurance requirements

Vitter urges FEMA to enforce flood insurance requirements

(Washington, D.C.) -- U.S. Sen. David Vitter (R-La.) questioned Craig Fugate, Administrator of the Federal Emergency Management Agency (FEMA), about FEMA’s actions to require homeowners to purchase flood insurance policies under the National Flood Insurance Program (NFIP).

“Less than half of the homeowners in flood areas who are required by law to have flood insurance policies actually buy it. This is a big problem because if they don’t, it could bankrupt our flood insurance program,” Vitter said.

“FEMA needs to be more proactive about enforcing this law and getting folks into the program.”

According to a 2006 RAND study commissioned by FEMA, only 49% of homeowners that were required to have flood insurance had purchased it; in Louisiana, more than 85% of homeowners were in compliance with this requirement.