Learn how to protect against credit card fraud
BATON ROUGE — Identity thieves, computer hackers, and scammers work hard to get consumers’ credit cards and card numbers to commit fraud. Unfortunately, too many of these con artists are successful, but Attorney General James D. “Buddy” Caldwell says there are ways consumers can fight back.
“Takinga few simple measures can help keep your credit cards and card numbers safe,” Attorney General Caldwell said. “Always keep a record of your account numbers, expiration dates and the credit card companies’ phone numbers in a secure place in order to report fraud, a lost card or a stolen card.”
Caldwell also advises consumers to never lend their cards to anyone, including kids or roommates, and to shred card receipts and statements when they are no longer needed.
Tips to help in the fight against credit card fraud:
- Don’t give your account number to anyone on the phone unless you made the call to the company and know the company is reputable. If you are unfamiliar with the company, research the company’s reviews and complaints.
- Carry your cards separately from your wallet. It can minimize your losses if someone steals your wallet or purse. And carry only the card you need for that outing.
- Keep your eye on your card, during a transaction. Make sure you get it back before you walk away.
- Never sign a blank receipt. Draw a line through any blank spaces above the total.
- Save your receipts to compare with your statement as soon as possible.
- Open your bills promptly — or check them online often — and reconcile them with the purchases you’ve made. Once you’ve reconciled your transactions, shred all receipts and statements.
- Immediately report any questionable charges to the card issuer.
- Notify your card issuer if your address changes or if you will be traveling.
- Consumers should report a lost, stolen, or compromised card to the card issuer immediately.
For more information about credit card fraud or for other consumer-related information, call Attorney General Caldwell’s Consumer Protection Hotline at (800) 351-4889 or visit www.AGBuddyCaldwell.com.
Posted on Tue, August 18, 2015
by The Lafourche Gazette