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Sunday, December 16, 2018



Financial Advice From Jason

Money Matters

Money Matters

  • What does retirement look like if you haven’t saved?

    The picture of retirement that many of us have is a post-work period filled with travel and plenty of relaxation. It’s a time when you can finally take up a new hobby, sink into the pile of books and enjoy more time with family and friends.The reality is that many haven’t been able to save enough money to enjoy this idealized retirement. What might their retirement look like?You may be working for longer than you expected. Many people undergo a period of “phased retirement...

  • Mistakes on your tax return could lead to an audit

    You’re not alone if your heart pounds when you see a letter from the Internal Revenue Service (IRS) in your mailbox. While some lucky filers get sent a letter because they’re due a larger refund, most of us fear the worst — an audit.Those fears may be largely unfounded for the average household. Only about one percent of taxpayers get audited, and high-income taxpayers are disproportionately targeted.If you are audited, it might not be like you imagine.

  • Six ways to save on your next car

    Looking for an eco-friendly subcompact or the thrills that come with a sports car? Perhaps the practicality of a sedan or a spacious SUV better fits your needs?No matter what type of vehicle is calling your name, planning your purchase can help you save as much money as possible.Consider these six savings tips while shopping for your next car. Whether you’re concerned about upfront, monthly or long-term costs, there’s something here that can help you.1.

  • How to turn monetary gifts into teachable moments

    Children and teenagers who received monetary gifts for the holidays are often excited to choose what to buy.While they should be allowed to spend some of the money or gift cards, as a parent, you could also use these windfall gains as an opportunity to teach and practice important personal finance lessons.Here are a few ideas to start with, although you can alter the message or subject matter to match your child’s experience and ability to understand the topic.Create money goals together. ...

  • Prepare for Medicare Part A and B price changes in 2017

    If you’re eligible for Medicare, or will be in the coming year, there are a few changes you should know about for 2017.An increase in the Department of Labor’s Consumer Price Index (CPI) means there’ll be an increase in Social Security benefits and Medicare Part B premiums. For most recipients the increases almost offset each other, but those who aren’t covered by the “hold harmless” provision (about 30 percent of recipients) face a larger Part B premium incre...

  • Simple ways to make your appliances last longer

    ‘Tis the season for overflowing refrigerators, never-ending loads of laundry and hopefully visiting family who will lend a hand.Many people ask their appliances to work a little harder than normal during the holidays, and proper maintenance throughout the year might be the key to avoiding an untimely breakdown.Here are a few maintenance tips for refrigerators, dishwashers, laundry machines and dryers. Each of these major appliances has an average lifespan of 10 to 13 years and you might wa...

  • Year-end tax moves that could save you money

    The end of the year is approaching and between visiting friends and family and celebrating the holidays, your taxes may be the last thing on your mind. However, putting off tax preparation until later could be a costly mistake.While tax season doesn’t start until mid-January, if you want to affect the return you file in 2017, you’ll need to make some tax moves before the end of 2016.You might make this a yearly tradition — while there may be slight alterations in the rules or n...

  • Make sure every dollar you give to charity counts

    Deciding to make a charitable contribution can arise from a desire to help others, a passionate commitment to a cause or the aim to give back to a group that once helped you or a loved one.Choosing which organizations you want to support can be difficult. There are over a million public charities in the United States according to the National Center for Charitable Statistics, and every dollar you give to Charity A is a dollar you might not be able to match for Charity B.Whether it’s a frie...

  • Graduated and on your own: Now what?

    Fall is here and school is back in session but for many graduates, it’s out for good.If you’re a recent high school or college graduate, this might be the first time you’re on your own. Living away from home and paying for your own housing, food and other necessities can be a tough adjustment. But being on your own for the first time is a new and exciting experience and it offers a perfect opportunity to set yourself up for success.Make sure you have the right bank account for ...

  • Preparing to Become a Caregiver

     Becoming a caregiver for an aging relative is a profound expression of love. You may find that you will begin to take on many of the responsibilities they might have had while raising you.Like raising a family, being a caretaker can be physically, emotionally and financially challenging but it is also extremely rewarding. It’s a responsibility that millions of people take on each year out of love for their families.Whether you are preparing to care for a parent or another relative, u...

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